There were several comments about what great stewards we are, because we have the emergency fund. Those comments made me feel like such a fraud... so I am going to reveal the truth about the emergency fund.
When we started the financial peace class I was not necessarily a willing party. I wanted to get out of debt, but I was pretty sure that if we couldn't pay the electric bill every month on time that there was noooooo way we were going to pay off any debt. I just couldn't see how we were going to scrounge up the extras to pay things off... and there was nooooo way I was getting rid of my cell phone or the cable.
Anyway, it took a bit of attitude adjustment on my part, but we put the money away when I got paid last summer. Here is the sad part... even then, I wasn't really a willing party... I gave the money to Robert and told him to put it in the bank... but I made it clear how unhappy I was about it... I mean, come on, I can think of plenty of other ways to spend $1000... which I have reminded him of on several occasions since the opening of the savings account.
So... thanks for the compliments... but I just thought I needed to confess that although the behavior was right my attitude definitely stank/stinks about the emergency fund.
--jessica
5 comments:
You DID go through with it, though - and aren't you glad that money is there to pay for what you need? Love your honesty - and love that there was "nooooo way" you were getting rid of your phone or cable. :-) I feel that way about DirecTV. :-)
Hang in there....
If I've learned nothing else in life, it's that God will bless my obedience, even if it is accomplished with a stinky attitude! :-)
Yeah...but you did it. Attitude adjustments (at least for me) sometimes come later. I'm always glad I did what I was supposed to do even if my lower lip was sticking out at the time!
Thanks for the honesty, but don't be too hard on yourself. You took the first step to establishing a good habit. You'd probably be surprised how many of us are in the same boat :-)
Some of us wish our boat was as good...
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